Free credit check Rapid City

Thats $60,free credit check Rapid City 000 more than it cost 10 years ago to raise a child. (Theres inflation at work free credit check Rapid City for you.) This sort of statistic is what makes many take a step back and wonder if having children is unaffordable. However, do children really need to cost $13,830 a year?

(Last year, I used a government calculator and discovered that, for my income, I should be spending $26,000 a year on my son. Im not.) Ive done the math, and my son really isnt that unaffordable.

My husband and I would probably have free credit check Rapid City the same size house and pay the same utilities without him, and he really doesnt add a whole lot to the food budget. fact free credit report And, since I switched to a high deductible health plan and HSA, his share of health care expenses are much lower, too. Taking all that into account, and considering what I spend in clothing, toys, activities/camps, music lessons, and college fund contributions, I see that I am on track to spend closer to $10,000 on my son in 2011. Its true that infants cost more than my son does right now (what with diapers and formula), and Im sure hell be a little more costly as he ages, and I have to take into account extracurricular activities, and the increased amounts of food consumed by a growing teenager. free credit reports free However, I really dont see any reason that my son needs to cost more than $14,000 a year much less $26,000. And I can see several ways that I could save money on what I spend on my son right now, as a way to bring down what he costs me. There are a number of free credit check Rapid City ways that you can save money when you have kids, even if you arent using food assistance. Indeed, I know families in my neighborhood with three to free credit check Rapid City five children who are managing to raise happy, healthy kids on much less than $13,830 per child per year. free credit score online